It really wasn't my intention to start a big argument here, but obviously my OP has had that effect and if I upset anyone, I apologize.

It seems that what I had interpreted to be a no-no has turned out to become an acceptable practice and therefore I'll digress the issue.

Kimber, I know you do great work and always look forward to seeing more of it

Which reminds me btw, I'm redoing my site and still have some of your t-shirt textures there.  If you have them uploaded here, send me the links and I'll be happy to redirect the links so you get credit for the views.