This is the avatar that I use in MD to create my Marvelous Designer clothes. It's a character from Poser/DAZ's V4, with Emma morphs. the file is an .avt (collada character with bounding volumes and arrangement points). Clothes are not included in this file, just like hair or any other object (it's better not to put hair on a MD imported avatar). Everything can be added later on Poser/DAZ and conformed there. The character is rigged and can be moved.
PS: to give a pose in MD, I generally create an .obj file of the character, exchange it with the avatar in MD and then import an .obj file with the pose (from Poser) and load it as morph target « Less